Arctura · About◈ THE RATING AGENCY FOR THE PHYSICAL WORLDvol. I · №05/2026 · helsinki
Est. 2026
NeurFlow Oy · Y-3597951-1
/about
mission & mandate
The rating agency for the physical worldFounded in Helsinki · EU-sovereign by default · NIS2 + DORA + GDPR-alignedneurflow.fi · open access

About Arctura · The mandate

Every physical asset
gets a rating.

Arctura is a continuous asset-intelligence platform that combines battery health, usage behavior, market risk, and regulatory compliance into a single A to F score — so lessors, insurers, and lenders can price physical assets as precisely as financial ones. We are building the Moody's for the physical world.

EntityNeurFlow OyY-3597951-1 · Helsinki, Finland
ResidencyEU onlySweden Central · NIS2 + DORA + GDPR
Pillars4battery · usage · market · compliance
Verticals14heavy · BESS · fleet · RE · marine · …

The core differentiator.

Battery Health.

Weight · Highest

SoH trajectory, degradation curves, charging patterns

Usage & Behavior.

Weight · Significant

Km overrun, driving patterns, DC fast-charging discipline

Contractual & Market.

Weight · Important

Residual value gap, lease term, brand / model factor

Environment & Compliance.

Weight · Complementary

CSRD, ESG, Battery Passport readiness, NIS2 posture

Pillar weights are trade-secret — same standard as S&P or Moody's bond ratings. Methodology paper, input pillars, and quarterly model card are public.

Leadership.

Milestones.

  1. 2025. · NeurFlow Oy founded in Helsinki (Y-tunnus 3597951-1)
  2. Q4 2025. · Total Asset Score (TAS) engine built — 4-pillar A–F scoring
  3. Q1 2026. · 166 v1/ API surfaces live, 14 verticals, 18 certificate types, iPaaS-compatible (Frends, MuleSoft, Boomi)
  4. Q1 2026. · Azure Marketplace publication LIVE (2026-04-04)
  5. Q2 2026. · Heavy Transport J1939 telemetry pipeline validated (3-eTruck sandbox sim, awaiting first customer)
  6. Q2 2026. · BESS LFP battery-health scoring engine validated (40 MW reference fixture, awaiting first customer)
  7. 2027. · EU Battery Passport mandatory 18.2.2027 — Arctura certification pipeline ready

Surface count.

v1/ API surfaces166live in Sweden Central
Verticals14config-driven 90/10 split
Cert types18Battery Passport · AFIR · NIS2 · …
MCP tools58Hermes conversational surface
A rating layer for the physical world.
Pick your surface, ask for the sandbox.