About Arctura · The mandate

Every physical asset gets a rating.

Arctura is a continuous asset-intelligence platform that combines battery health, usage behaviour, market risk and regulatory compliance into a single A–F rating — so lessors, insurers and lenders can price physical assets as precisely as financial ones. Moody’s-tier discipline for the physical world; not a regulated credit-rating agency.

Entity
NeurFlow Oy
Y-3597951-1 · Helsinki, Finland
Residency
EU only
Hetzner Helsinki · NIS2 + DORA + GDPR
Pillars
4
battery · usage · market · compliance
Rating
A–F
one scale a CFO already trusts
Pick your surfaceRead the methodology →
The core differentiator · Total Asset Score

Most asset tools answer one regulator. A rating answers all of them.

Battery health

SoH trajectory, degradation curves, charging patterns.

Usage & behaviour

Km overrun, driving patterns, DC fast-charging discipline.

Contractual & market

Residual-value gap, lease term, brand / model factor.

Environment & compliance

CSRD, ESG, Battery-Passport readiness, NIS2 posture.

The pillar weights are trade-secret — an approach modeled on how established rating agencies publish their methodology while keeping the underlying model weightings proprietary. The methodology paper, the input pillars and the quarterly model card are public.

Leadership · Solo founder, open to the right operator
Founder profile
NeurFlow Oy
NameVille Ulmanen
RoleFounder & CEO
BasedHelsinki, Finland
OwnershipFounder-owned · pre-seed

Building Arctura to close the asset-intelligence gap in EU leasing, insurance and energy markets — where lessors, insurers and lenders need to price physical assets as precisely as financial ones. Platform architecture, ML engineering and regulatory strategy in one hand, and actively looking for the right operating partner.

ville@neurflow.fiOpen to an operating partner
Milestones · 2025–2027 · build to passport

From founding to the passport deadline.

  1. 2025NeurFlow Oy founded in Helsinki (Y-tunnus 3597951-1).
  2. Q4 2025Total Asset Score (TAS) engine built — four-pillar A–F scoring.
  3. Q1 2026177 v1/ API surfaces live; config-driven ingest; iPaaS-compatible (Frends, MuleSoft, Boomi).
  4. Q1 2026Azure Marketplace publication live (2026-04-04).
  5. Q2 2026Heavy-transport J1939 telemetry pipeline validated — 3-eTruck sandbox sim, awaiting first customer.
  6. Q2 2026BESS LFP battery-health engine validated — 40 MW reference fixture, awaiting first customer.
  7. 2027EU Battery Passport mandatory 18.2.2027 — Arctura certification pipeline ready.
The engine · One core, config-driven asset classes

One scoring engine, proven today in BESS and heavy transport, extensible across asset classes.

v1/ API surfaces
177
live in Hetzner Helsinki
Certificate types
18
Battery Passport · AFIR · NIS2 · …
MCP tools
63
conversational surface
Architecture
90 / 10
shared engine · config-driven asset classes

A rating layer for the physical world.

Pick your surface, or ask for the sandbox.

Pick your surfaceRead the methodology →