Arctura grades every physical asset on the same A–F scale a CFO already trusts. Grid storage (BESS) leads— the primary buyer motion. The same A–F rating a fund or operator uses can be recognised by a P&C underwriter as a risk-reducing measure, reflected in the terms it offers, not bought as a feed. The buyer is the fund or operator; the insurer recognises. One engine, two buyer motions and an insurer recognition layer.
An asset operator does not buy because the engine is extensible across asset classes. They buy because the engine ships their contract line: a wholesale rate, a cert at resale, or a rating an insurer can recognise as a risk-reducing measure.
Telematics white-label and ISV platforms — the kind of channel that platforms like Geotab or Wialon represent — can embed an A–F engine under their own brand. Your customers stop asking. An A–F Battery-Passport-readiness rating travels with the contract: Arctura reads and grades the passport, while the obligated party still issues it.
Channel partner · wholesale rating embedded under your brand · see /pricingRead the surface →№02 · CaptiveCaptive financiers and lease books face a BEV remarketing exposure that industry research (Autovista24) puts near €92B by 2030. A continuous A–F rating plus a Digital Health Certificate at every resale event — up to ~€450 potential resale uplift per vehicle (industry estimate, Autovista24/Schwacke).
Lessor / captive · continuous A–F rating + resale certificate · see /pricingRead the surface →№03 · RecognitionAn asset-state rating a fund or operator can commission — one an underwriter can treat as a risk-reducing measure and reflect in tariff terms, rather than a data feed the insurer buys. External industry commentary generally associates telematics and usage-based (dynamic) data with better pricing accuracy and loss ratios — a general, unverified observation, not an Arctura-produced result. Tariff layer, not a Solvency II internal model.
Recognition layer · an A–F asset-state rating an underwriter could reflect in policy terms · see /pricingRead the surface →SANDBOXEngine is in sandbox today — no live customers. Named platforms are illustrative, not signed.
Rate storage across its whole life — financing, operation, underwriting and incident review. An overlay on top of the BMS, not a replacement. LFP degradation validated in trajectory shape (sub-5%); NMC/NCA accuracy not yet claimed.
Open the BESS front door →Heavy transportRate the truck, not just the telematics — per-device, chemistry- and age-aware SoH forecasting, duty-weighted rather than a fleet average. J1939 runs as a sandbox today; no live customer telematics.
Open the heavy-transport front door →One scoring engine.
Three wedges.
Zero distractions.
Start with grid storage, or open the surface that matches your invoice. Then see a sample rating or read how the four pillars are scored.