Autovista24 quantifies the macro: 5 million used BEVs in Europe by 2030 = €92 billion in remarketing risk. Battery health certification recovers approximately €450 per vehicle at resale. Buyers pay €550–1,100 more for a certified EV. The certificate becomes mandatory at the moment of Battery Passport — 18 February 2027 — and the responsibility lands on the legal possessor at resale.
Macro risk€92BBEV remarketing risk by 2030 (Autovista24)
€92B EU-wide BEV remarketing risk by 2030 on 5M used vehicles (Autovista24). The captive sits on the exposure curve.
DPP-cert vastuu lands on legal-possessor at resale. For a 10,000-vehicle portfolio, that's 10,000 cert-events lessor-side, every cycle. Mandatory fields include SoH, carbon footprint, performance class, recycled content, raw materials, supply-chain DD.
Used BEVs take the longest to sell currently (Autovista24 2026 RV webinar). Active price management needed; regional RV gaps widening.
Insurance counterparty asks for the score— P&C underwriters increasingly request asset-level risk feeds. A lessor without a feed pays the spread.
What a certified EV is worth.
€450 / vehicle uplift at resale in the C-segment with a validated battery cert (Autovista24).
€550–1,100 buyer premium paid for certified EVs (Business Car remarketing analysis).
Across a 5M used-BEV pool, a sector-wide €2.3B risk reduction.
TÜV Rheinland + TWAICE established OBD-2 as the SoH-cert standard— Arctura's OBD-CSV ingest is directly compatible.
Major truck OEMs already price BEV financing through Rental / Pay Per Use / Vehicle-as-a-Service — a per-asset feed plugs straight into usage-based billing.
V14 layer + price
L1 + L4 — API & Certificate
€3–20 / asset / mo + €20–200 / cert
€8 / vehicle / month at production scale is the production-anchor reference, NOT a universal promise. Reg-hook surcharges stack to 30% (DPP +15%, Euro 7 +10%).
Tier
Scope
Anchor
Pilot
≤100 vehicles, 6–8 weeks
€8–15 / vehicle + €4,900 setup
Production
Production-scale reference (10K+)
€8 / vehicle / mo (anchor)
Enterprise
10K+ multi-year
€5–8 / vehicle / mo
Strategic
50K+ multi-portfolio
€3–5 / vehicle / mo
Cert pool
per resale event
€30–50 B2B, €45 B2C
What ships into your residual-pricing model.
L1 feed · L4 cert · 6 telematics adapters
What we deliver.
Continuous 4-pillar A–F rating per asset per month, signed JSON in your residual-pricing pipeline.
L4 cert at every resale event — Battery Passport-compatible PDF + machine-readable artifact, DPP-tiered access (public / professional / regulator views).
OBD-2 ingest directly compatible with TÜV Rheinland + TWAICE SoH-cert standard. No proprietary connector.
6 telemetry adapters — Mapon, Wialon, Samsara, Flespi, SignalK, OEM REST, Tesla, J1939, OBD-CSV. Same engine across heavy and light fleets.
One-shot (Aviloo-style): ~€100–130 per vehicle, once at resale.
Continuous: ~€8 / vehicle / mo × 36 mo = ~€288 per vehicle.
Continuous is more expensive per vehicle. We do not claim a price advantage.
What continuous delivers that one-shot cannot: regulator-grade DPP audit trail (the directive explicitly requires it), sub-month risk signal for early write-off triggers, cycle-level data your insurance counterparty is starting to ask for.
For multi-million-euro residual exposure, the audit trail is the line item that matters.
Three things lessors actually ask.
objection handlers · verbatim
“Our credit committee won't accept a black-box rating.”
See the Validation Packet below. Methodology, pillars, performance metrics, quarterly model card — public. Pillar weights — trade-secret, same as S&P or Moody's bond ratings. MRM audits inputs and validation methodology, not the proprietary weighting.
“We already pay for telematics.”
Telematics is the input pipe; Arctura is the output rating. The data you already pay for currently never reaches your residual-pricing or write-off model. We turn the input you bought into the output your finance team needs.
“What if Arctura goes bankrupt?”
Source-code escrow on Strategic tier. 30-day data-export + 90-day engine-fallback clauses standard. Existing certs remain valid — DPP-cert format is an open standard. Y1 roadmap includes 3rd-party validation engagement with an EU audit firm.
Validation Packet.
MRM-aligned · S&P / Moody's standard
Your Model-Risk-Management function reviews the inputs and the validation methodology — not the proprietary weighting. The split below is the form your audit team expects on a portfolio-grade rating input.
Public — in the DD pack
Methodology + inputs
Methodology paper (pillars + score-mapping)
Four input pillars, audit-grade record
Quarterly model card (drift + fairness review)
Sub-processor list + data-flow diagram
DPP-tiered access (public / professional / regulator)