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Deadline · 17 January 2025

DORA (Digital Operational Resilience Act)

ICT risk management for financial services

DORA has been in force since January 2025. It requires financial entities — including insurers and leasing companies — to maintain comprehensive ICT risk management, test digital resilience, and oversee third-party ICT providers. Every asset data provider is now a regulated third party.

Maximum penalty2% global annual turnover. Third-party ICT provider oversight mandatory.
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Requirements

What it requires

01

ICT risk management framework (Art. 6-16)

02

Digital operational resilience testing

03

Third-party ICT provider oversight and exit strategies

04

Incident classification and reporting (72h)

05

Information sharing arrangements

Scope · 2 verticals

Who it affects

InsuranceUPS & Datacenter
Consequence

Fines up to 2% of global turnover. Third-party ICT providers face direct oversight by EU financial supervisors. Contracts without DORA clauses are non-compliant.

Arctura solution

Governance Add-On: ICT risk management evidence, audit trail, policy controls, dedicated MCP endpoint, EU sovereign deployment. Provides 'Evidence of Effectiveness' for DORA auditors.

Enterprise governance add-on

This page provides general information about DORA (EU 2022/2554) requirements. It does not constitute legal advice. Consult a qualified financial regulation specialist for guidance specific to your organization.

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50 assets · 2 weeks · readiness estimate from public data.

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