Total Asset Score (TAS)
Arctura combines four risk pillars into a single A-F rating. Like a credit rating, but for physical assets. Every score is explainable and traceable.
Four pillars. One truth.
TAS combines data from four dimensions into a weighted composite score.
Battery Health
PillarSoH trajectory, degradation model, charging history, temperature anomalies
OEM telematics, BMS data, charging station data
Gradient boosting prediction models, time series forecasting
Usage & Behavior
PillarKm overrun, driving profile, DC fast-charging ratio, seasonal variation
Telematics, GPS, OBD-II
Statistical anomaly detection, time series forecasting
Contractual & Market
PillarRV gap analysis, contract term, brand/model factor, market price delta
Contract data, market APIs, Schwacke/Autovista
ML-based residual value prediction
Environment & Compliance
PillarCSRD readiness, ESG scoring, Battery Passport coverage, AFIR compliance
Regulatory registers, corporate data, certificate registry
Rule-based scoring + EU deadline weighting
Grading System
The A-F scale represents the total risk profile of an asset. Like a credit rating from S&P.
Excellent. Minimal risk.
Good. Normal monitoring.
Elevated risk. Active monitoring.
High risk. Action needed.
Critical. Immediate intervention.
Machine Learning Models
TAS scoring is a deterministic function. ML models enrich predictions.
Gradient boosting model predicts residual value from thousands of data points. Accuracy significantly exceeds industry standard.
Meta Prophet time-series model predicts contract-period mileage and identifies overruns 3-6 months in advance.
Real-time anomaly detection in temperature, charging patterns, and usage profiles versus fleet averages.
Data Sources
Arctura combines data streams into a single unified view via iPaaS integration.
OEM API
Direct connection to manufacturers (BMW, Tesla, Polestar and others). SoH, charging, km.
Frends iPaaS
Enterprise integration platform. 95% of Finnish leasing companies.
Digitraffic
525 weather stations, road cameras, traffic data in real-time.
Spot-hinta.fi
Nord Pool electricity spot prices. Optimal charging timing.
EU Regulatory Readiness
TAS methodology is designed to meet EU regulatory requirements. All data stays in the EU.
- Battery Passport18.2.2027
EU 2023/1542 — Digital Product Passport
- NIS2In effect
Cybersecurity directive — first audit deadline 30.6.2026
- AFIR14.4.2026
Charging infrastructure — data requirements
- AI Act2.8.2026
Annex IV — explainability requirement
- CSRD2026
Sustainability reporting — Scope 3 emissions
Infrastructure
See TAS with your own data.
Start a pilot and see the value Arctura delivers for your fleet.